It’s your wealth, access it.
Unlock secure, liquidation-free borrowing designed for high-net-worth individuals, family offices and funds.
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Your assets, your terms.
Borrow Against Your Crypto, Seamlessly
Votre offers high-net-worth individuals, family offices, and funds a streamlined, secure way to access liquidity. Our platform is built to ensure you stay in control of your assets, even in volatile markets.
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Your financial stability, our priority.
Backed by the Best
Votre is backed by leading accelerators, angels, and firms from across the crypto industry, including a16z crypto, MaC Ventures, Druid Ventures, J17, and L2 Iterative, as well as angels from Harvard, Goldman Sachs, and OrangeDAO.
Your financial independence, our purpose.
Empowering Bespoke Solutions for Sovereign Individuals
At Votre, we believe in empowering individuals to control their wealth. Our platform is built to support those seeking both security and sovereignty over their assets in an evolving financial landscape.
Your financial security, our difference.
A Safer, Tax-Optimized Alternative
Most traditional borrowing solutions rely on high-risk margin lending, exposing you to forced liquidations. Votre offers a tax-efficient, safer alternative designed for sophisticated investors who value stability and control.
Your needs, met.
Borrowing That Preserves and Grows Your Wealth
Our protocol offers a secure, non-custodial way to borrow with upfront hedging that eliminates forced liquidation risks. By capping short-term returns, Votre provides higher loan-to-value ratios and low interest rates without increasing risk.
Your wealth, secured.
The Minds Behind Votre
Votre’s team brings together leaders from Harvard, Goldman Sachs, Vanderbilt, and top DeFi protocols like Synthetix and OpenZeppelin. Together, we’re committed to reshaping wealth management with a focus on security and growth.
In the News
We’ve thought of everything.
Explore our FAQs to learn more about eligibility, security, and how Votre’s liquidation-free borrowing works.
Why is it called Votre?
Votre is yours in French. We believe YOUR assets should remain transparently YOURS.
How do you mitigate liquidation risk?
By hedging collateral upfront.
How do you hedge collateral?
The protocol swaps the collateral to the user's chosen liability token (typically stables), mitigating any downside risk.
But what if the asset appreciates in value?
Returns are capped, however borrowers may roll their trades.
Why should marketmakers provide liquidity to Votre?
Because they profit by hedging the volatility using a technique known as “gamma scalping”. This helps them make a small spread to fund their operations. In exchange for this, marketmakers guarantee the upside of loans.
How big is this “spread”?
Like any spread, it’s a function of the number of marketmakers. We anticipate going live with three sophisticated options marketmakers from day one who we’ve partnered with.
Does swapping create slippage?
Yes. This, and the fact that returns are capped are one of the few downsides of Votre. Ceilings and floors for loans are calculated based on the price the swap is filled at.
What venues does the protocol swap on?
For now, Uniswap, but we plan to expand this to popular dex aggregators and marketmakers OTC across any chains we deploy on.
Why would I cap my returns?
Because in bull markets it can be beneficial to take chips off the table or even redeploy borrowed collateral into a new position for greater capital efficiency. Users can also “roll” their positions higher as assets appreciate to maintain exposure so long as there is sufficient marketmaker-provided liquidity.
How do I make money?
You get some of the marketmaker's locked collateral if the price has increased at maturity.
What if a market-maker fails like in 2022?
All marketmaker collateral is locked into Votre's smart contracts, so they'll only get money back at maturity once the final price of the asset is in.
How are you different from AAVE, Compound, and other lending protocols?
We don’t liquidate your collateral at the worst possible time! We’re time-based, not price-based.
Can I use Votre Today?
We're currently in private mainnet, you can reach out to us at operations@votre.xyz to find out more.